Home / DSCR loans in Houston
DSCR loans in Houston
DSCR loans for Houston rental investors. Qualify on the rent, put as little as 15% down, or pull cash out with no seasoning, anywhere in Greater Houston.
Get my termsTexas DSCR loansSee your loan amount in seconds
Qualify on the rent, not your income. Send the deal and a loan officer follows up with your rate and terms.
Estimate only. Loan amount is up to 85% of the purchase price on purchases, or up to 80% of the appraised value on cash-out refinances. Minimum loan $150,000. Rate and final terms depend on the property, the rent and your credit. Business-purpose loans on investment property in Texas.
Houston DSCR loan terms
- Up to 85% LTV on purchases
- Up to 80% LTV on cash-out refinances, with no seasoning
- No income verification: qualify on the property’s rent
- Fast closings
- Loans from $150,000
- Business-purpose loans on investment property only
Where we lend in Greater Houston
We make DSCR loans on rental properties in Houston, Katy, Sugar Land, Pearland, Pasadena, Spring, Cypress, Humble, Baytown, League City, Missouri City and Conroe, and across the rest of Texas.
How it works
Send the address, the price or value, and the rent. You see your loan amount right away, and a loan officer follows up with your rate and terms. To check cash flow first, use the DSCR loan calculator. Refinancing? See the DSCR cash-out refinance.
DSCR loans across Greater Houston
Questions investors ask
Do you make DSCR loans in Houston?
Yes, on rental investment property across Greater Houston and the rest of Texas.
How much can I borrow?
Up to 85% of the purchase price, or up to 80% of the value on a cash-out refinance. Loans start at $150,000.
Do you need my tax returns?
No. We qualify the loan on the property’s rent.